Sunday, October 27, 2013

Hypocrisy

"See I told you it wouldn't work." -- Roddy Righteous, after sabotaging the health care rollout.

   Radical conservatives ranted on the problems in setting up the federal health insurance exchange after doing all they could to block, hinder, damage, interfere with and sabotage the program from the beginning.
   The irony is that these guys come from the party of Big Business. The new federal law requires that everyone have health insurance. It doesn't matter where you get it, but you must have it, and there are now minimum requirements for a plan.
   But the federal law -- the Affordable Care Act, known as Obamacare -- is not itself an insurance program but a marketplace intended to help you buy an insurance policy from private companies. It's not like Social Security or unemployment compensation, which are government-run insurance programs.  And if you already have health insurance, through your job, privately, or you're on Medicare or Medicaid, you're covered and the new program doesn't affect you. The current media and political firestorm is just background noise.
   Reality check: This is a major business opportunity for insurance companies, and in some regions where there is little or no competition, policy premiums are high. Moreover, the law mandates that everyone -- even the young and healthy, who feel they don't need it -- have coverage.
   Basic to the concept of insurance is that the more people buy into it, the better it works, because the risk of payout is more widespread. If only sick people pay into the pool, the pay-out and therefore the pay-in will be higher.
  
   So why are Republicans so down on Obamacare? Because they're not getting the political credit for setting up national health insurance. The federal government in Washington has been trying for nearly 80 years to put in place health insurance for everyone. But each time, it was blocked by the opposing party. Until now. And they're still trying to block it, even though it was passed by Congress, signed by the President, and approved by the Supreme Court.
   Meanwhile, the people who most need health insurance can't afford it.

   Historically, what happens to people in situations like this?
   They die a lot.

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