Trickling

   Trickle-down economics, which urges tax breaks for the wealthy hoping their saved money will trickle down through the economy, thus encouraging investment and more jobs, amounts to just that -- a trickle.
   When banks that receive the unspent proceeds of the tax breaks do not approve additional loans to help the tricklees, the only ones who really benefit from the tax breaks are the bankers and the tricklers.
   In short, it's an economic and financial trick.

   But why wait? Better to pump money directly into the lower reaches of the economy, making more money available faster so firms can increase their hiring and productivity. And those who get the needed jobs also acquire wages to spend on what they need.
   It's called the multiplier effect.